What Will You Learn in Our Financial Fitness Class?

You will learn how to manage your income and create a budget based on that income, how to save, how to obtain your credit report, as well as how to apply for and use credit to your advantage. This class is completely free of charge. Click here for schedule of classes

Class Curriculum

Banking:

• how to build a positive relationship with traditional financial institutions
• types of banks and services they provide
• bank terminology

Credit:

• overview of credit
• cost of credit
• how to make your credit work for you
• how to apply for credit
• how to decide if you should apply for credit
• types of loans
• how your credit affects your future
• how to apply for credit cards and use them responsibly
• how to obtain your credit report
• how to build and repair your credit report

Budgeting:

• keeping track of your money
• importance of budgeting
• ways to decrease spending and increase income
• importance of saving and types of saving and investment options
• how to prepare for financial emergencies

Scams and Consumer Protection Laws:

• federal and consumer laws
• how to identify predatory lending practices
• how to avoid identity theft